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0800 810 1888
This site is intended for the use of introducers and professional advisors only. If you are not a UK introducer or professional advisor and would like information about a loan, please click here to be transferred to our sister company, Imagine Loans.

Secured Loans

for your customers

with an excellent income for you
Welcome to the home of Specialist Homeowner Finance
We offer second charge secured loans from
£3,000 to £2.5 million, regardless of the
applicants' status or age.

We pay fantastic commission to our introducers
on the day the loan completes and over 98% of
our introducers class our service as "excellent"
or "very good". We are still working on the
other 1.8% who only classed us as good.
submit an enquiry
JOIN THE 4% CLUB
We offer the most transparent secured loan commission structure in the UK
On all loans up to £50,000, we pay a minimum of 4% of the net advance regardless of lender we use, with no deductions for processing costs.
With us, you'll know prior to submitting the enquiry, how much you will earn.
we pay a minimum of 4% of the net advance regardless of lender we use
AVERAGE COMMISSION
The average
commission paid to
our introducers so far
in 2016 is
£1,866.75
OUR STAFF EXPERIENCE
Our most experienced staff member started in secured loans on 20th September 1983.

Our least experienced staff member started in secured loans on 16th May 2008.

More experience
= more loan completions
= more income for you!
15 KEY FEATURES
  • Rates from just 4.8% APRC Variable
  • Loans from £3,000 to £2.5 million
  • No Early Settlement Penalties on most of our loans
  • Terms from 1 month to 30 years
  • LTV's to over 100% available
  • Income multiples equivalent to 12 x income
  • Ages from 18 to 85+
  • Mortgage arrears & poor credit history accepted
  • CCJ's, Defaults & Bankruptcy petitions accepted
  • HMRC Tax & VAT bills settled
  • Employed, self employed, retired, benefit income
  • Self employed with no accounts accepted
  • Loans can be for any legal purpose
  • Buy To Let properties accepted on different terms
  • Capital Repayment or Interest Only available
INTRODUCE A COLLEAGUE
Of the 10,000+ introducers that have registered with us since 2005, more than 80% were referred to us by a colleague.

Simply introduce a colleague or friend to us and for their first five completed cases we will give you £100 per case.
If you work within an office of 20 Advisors,
you could potentially earn
£10,000 for a few minutes work.
OUR LENDERS our lenders
Our secured loans come with the following:

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No Early Settlement Penalties on most of our loans
Minimum commission of 4% of the advance paid to you - even more available if you wish. See our Calculator page
Loans now available to 100%+ of property value.
Large loans now available to 85% of property value
Rates from just 4.8% APRC Variable for both employed AND self-employed applicants - our lowest interest rate in over 30 years
Our processing staff are mature, experienced people with
up to 33 years in the secured loan marketplace
We cover the cost of all legal searches and mortgage references. These are not deducted from your commission.
Unlike so many of our competitors, we do not charge
extortionate completion fees on our secured loans
Download DiP forms here
Click here to see our case studies

Contact us to find out how the experience at Specialist Homeowner Finance means more secured loan completions for you, higher commissions for you, and better rates and lower fees for your customers.

Or see what your competitors and their customers say about us and the
professional approach we provide to second charge
secured loans. Visit our testimonials page
NACFB logo AFB logo AOBP logo
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOUR CUSTOMER IS THINKING OF CONSOLIDATING EXISTING BORROWING, THEY SHOULD BE AWARE THAT THEY MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT THEY REPAY.

OUR REPRESENTATIVE INTEREST RATE IS 6.9% APRC VARIABLE. THIS MEANS 51% OF CUSTOMERS RECEIVE THIS RATE OR BETTER. WE RECOMMEND ALL CUSTOMERS OBTAIN INDEPENDENT LEGAL ADVICE BEFORE SIGNING ANY DOCUMENTS

ALL LOANS ARE SUBJECT TO STATUS AND ARE SECURED ON YOUR CUSTOMER'S HOME. WE ARE A BROKER, NOT A LENDER.

tel: 0800 810 1888   fax: 0800 810 1005    email: click here to contact us
address: Audley House, Northbridge Road, Berkhamsted, Hertfordshire, HP4 1EH
 
All telephone calls are recorded for training and compliance purposes. Specialist Homeowner Finance is a trading style of Specialist Financial Services Limited. Registered in England, No. 5309450. Registered office: 119 The Hub, 300 Kensal Road, London, W10 5BE. Specialist Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Specialist Financial Services Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 676853. Specialist Financial Services and the Specialist Financial Services logo are trademarks of Specialist Financial Services Limited. The use of these trademarks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. This website is for professional intermediaries and introducers only, and is not intended for use by the general public. Reproduction of this website in whole or in part without permission is prohibited.
 
Specialist Financial Services Limited © 2016. All rights reserved.
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